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San Jose Mayor Sam Liccardo is proposing a city ordinance that would require gun owners to purchase liability insurance or a pay a fee to mitigate the societal costs associated with gun-related violence and accidents.

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He presented his case in an opinion piece published in The Washington Post last week. Liccardo argues that because every U. By citing a study concluding that cars and guns each caused about 40, san Jose or chaser boy bear looking nationally inhe conflates car accidents with homicides.

The idea of a mandatory gun liability law is not new, yet as Mr. Liccardo acknowledges, no city, county or state in the U.

One reason lawmakers across the country have rejected the idea is because of the high probability that such a law would trigger an immediate and costly lawsuit that would be paid for by all taxpayers within the legislative jurisdiction. The National Rifle Association NRA and other civil rights organizations would challenge the law on constitutional grounds.

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Driving an automobile on public roads is a privilege granted by the state DMV. Whenever gun insurance proposals surface, major insurance industry organizations such as the American Insurance Association and the National Association of Mutual Insurance Companies routinely warn lawmakers that the concept violates basic insurance principles and is unworkable.

Automotive liability insurance does not cover unlawful or dangerous activity. Death, injury or property damage resulting from excessive speed, recklessness or driving under the influence is not covered by automobile insurance. If a vehicle is stolen, the insurance policy does not cover injuries or damages subsequently caused by the thief.

Gun liability insurance is not generally available, but if it were, it would obviously come with similar coverage limitations. If the mayor were to model his gun insurance law in a way that is consistent with mandatory automotive san Jose or chaser boy bear looking laws, gun owners who store their firearms at home and use them outside the city limits or at privately operated gun ranges would be exempt from having to purchase it.

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Automotive insurance is only required to operate motor vehicles on public roads. His law would be ignored by gang members, mass shooters and other criminals who commit acts of gun violence.

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Therefore, he wants to single out responsible, law-abiding gun owners to pick up the tab. West Virginia: Wyoming Canada: British Columbia: New Brunswick: Newfoundland and Labrador: Northwest Territories: Nova Scotia: Prince Edward Island: Australian Capital Territory: New South Wales: Norfolk Island: Northern Territory: South Australia: Congo Rep.

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